Life is unpredictable

Help cover the cost should the worst happen

Critical Illness Insurance

What is it?

 

A Critical Illness plan is designed to pay out a lump sum on the diagnosis of certain specified illnesses. It is often ‘bolted on’ to a life assurance policy as an additional benefit but can also be a standalone plan.


Who is it for?

 

This type of plan is designed for those individuals or families who want a lump sum if they are diagnosed with a critical illness. As an example of where this lump sum could be used is to repay a loan, mortgage, or perhaps pay for time off work. The lump sum could even be used to pay for any necessary alterations to your home.

 

The quality of cover and the illnesses covered can vary significantly between different providers. As advisors, we can help you find the plan that best meets your requirements.

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 Heights Mortgages Ltd is an appointed representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance, and consumer credit mediation activities only. Registered address; Unit B, 16 Holder Road, Aldershot, Hampshire, GU12 4RH. Registered in England & Wales under number 11391322.

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We always aim to provide if you live outside the United Kingdom or if you prefer not to deal directly with the Financial Ombudsman Service.) high-quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (http:/financial-ombudsman.org.uk/consumer/complaints.htm). You may be able to submit a claim through the  EU Online Dispute Resolution Platform (https://webgate.ec.europa.eu/odr/main/?event=main.home.show)